We understand it can be frustrating when progress feels slower than expected—but rest assured, your loan is still on track to be paid off within the original timeframe. With every payment you make, more goes toward your principal and less toward interest, which means you’re building momentum over time.
While we don’t currently offer refinancing, we're here to support you. If you're experiencing financial hardship, please reach out—our team can review your account and discuss available options to help keep your loan current and avoid collection-related communications.
Our customer care team is ready to help:
📞 (800) 201-2295 ext. 5 (Mon–Fri, 8:00 AM – 7:00 PM CT)
📧 customercare@abovelending.com
We’re always happy to explore options with you.
For more information on how payments are applied, see "What kind of loan do I have with Above Lending?"