Yes, if you make early payments or additional payments you can quickly reduce your outstanding balance and decrease the amount of interest you pay overall. The great news is there is no penalty to pay off your loan early!
Ways to do this:
Pay off your full balance
You can pay off your full balance at any point in your loan term. If you would like to pay off your loan today, you can log in to your portal here and schedule a payoff payment for today. If you would like to schedule a future payoff date, please call our customer care team at (800) 201-2295 between the hours of 8:00am - 7:00pm CT, Monday through Friday, or email us at customercare@abovelending.com.
Make a payment early
If you are enrolled in Autopay, no action is needed for you to make your next payment, although you should always make sure your account has sufficient funds on your due dates. If you would like to pay earlier than your next due date, you can log in to your portal here and schedule a payment. You can also make a payment by contacting our customer care team at (800) 201-2295 between the hours of 8:00am - 7:00pm CT, Monday through Friday, or emailing us at customercare@abovelending.com.
If you are not enrolled in Autopay, you can make your payment by logging in to your online portal here. Alternatively, you can call our customer care team at (800) 201-2295 between the hours of 8:00am - 7:00pm CT, Monday through Friday, or email us at customercare@abovelending.com.
Make additional payments
You can make additional payments at any point in your loan term. This is a great way to reduce your overall outstanding balance and reduce the amount of total interest you will pay. You can do this by logging in to your online portal here and scheduling additional payments. Alternatively, you can call our customer care team at (800) 201-2295 between the hours of 8:00am - 7:00pm CT, Monday through Friday, or email us at customercare@abovelending.com
Sending a Check/Money Order?
Please send checks or money orders to the below address to pay off your loan balance or make a payment toward your balance. Please ensure your name is clearly legible on the check and please include your loan account number if you have it.
Above Lending
7322 Southwest Freeway
Suite 900
Houston, TX 77074