What are the Annual Percentage Rates (APR) and fees?

APR’s range from 4.99% - 35.99% depending on your credit and origination fees range from 1% to 6%.  The one-time origination fee is deducted from your total loan funds before the money is sent to your account. For example, with excellent credit you could receive a $10,000 loan for a 60 month repayment term at 19.53% interest rate with a 5% origination fee. You would receive $9,500 ($10,000 less the $500 origination fee) and the monthly repayment would be $262.33, which equates to an APR of 21.99%. The total cost of the loan would be $15,739.54. Total interest paid will be $6,239.54.